You’re a few hoots away from a quote.

I’ll grab a little info about your trade and job needs, then deliver pricing and a COI ready to fly.

Not sure about something?

I’m Mr. Hoots. I translate “insurance-speak” into job-site English. Pop open a topic below or call and a real human will help.

Starting a new job tomorrow? Choose today or your project start date. Most carriers allow future start dates; backdating usually isn’t allowed. If you’re switching from another policy, set this to begin when the old one ends so there’s no gap.

Most small contractors choose $1M / $2M (per-occurrence / aggregate) for General Liability. Need more because a GC or landlord said so? We can bump to $2M / $4M or add an Umbrella. Pick what satisfies the contract requirement. I’m here if you’re not sure.

That’s when your GC, client, or landlord is added to your policy for a job or location. We can issue AI endorsements (often blanket) and provide an updated COI in minutes. Tell me who needs it and why (job address or contract).

Still have questions?

Hoot at us. Fast, friendly help from people who speak “job-site,” not jargon.
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