General liability for the trades.
Contractor liability insurance
Quoted in minutes
Property damage and injury coverage for handypeople, painters, remodelers, landscapers and more.
Licensed in FLORIDA
Underwritten by A-Rated Carriers
Built for 20+ Trades
Same-Day Certificates
Pay in full or finance
Why contractors need liability coverage
One bad day on the job
Shouldn't sink your business
01
Property Damage
A dropped ladder, a flooded bathroom, a cracked countertop. Damage to a client's property is the most common claim.
02
Bodily Injury
A client or passerby trips over your tools. Medical bills and lawsuits add up fast.
03
Completed Work
Problems can show up months after the job is done and paid for.
04
Contract Requirements
GCs, property managers and homeowners won't hire you without a certificate.
Built for the trades
Covered for the work you do
01
Handypeople & Carpentry
Repairs, installs and light carpentry. One slip with a drill or a saw shouldn't cost you the business.
02
Painting & Drywall
Overspray, drips and dust on a client's property. Interior and exterior work, three stories or less.
03
Remodeling & Renovation
Kitchens, baths and additions. Materials on-site, walls opened up, and clients often still living there.
04
Landscaping & Lawn Care
Mowers throw rocks and branches fall the wrong way. Covered for damage to cars, windows and the house next door.
Small mistakes on the job
turn into big claims
One accident on a job site can cost more than years of premiums.
$1M
per-occurrence limits,
up to $2M aggregate
$100K
damage to rented
premises included
24h
from quote to certificate
25%
down to finance the rest
*Limits shown are the options available at quote. Final terms depend on carrier underwriting.
Coverage comparison
Check your fine print
Bare-bones policies often leave out what clients and GCs check for. We don't.
Damage to a client's property or a third-party injury
Work you've already finished (completed operations)
Certificates for GCs and property managers
Work done by your subcontractors
Bare-bones policy
Low limits
Often excluded
Slow, extra fees
Often excluded
Blue Collar Coverage
Up to $1M / $2M
Included
Same-day
Reviewed at quote
Damage to a client's property or a third-party injury
Bare-bones policy
Low limits
Blue Collar Coverage
Up to $1M / $2M
Work you've already finished (completed operations)
Bare-bones policy
Often excluded
Blue Collar Coverage
Included
Certificates for GCs and property managers
Bare-bones policy
Slow, extra fees
Blue Collar Coverage
Same-day
Work done by your subcontractors
Bare-bones policy
Often excluded
Blue Collar Coverage
Reviewed at quote
*Coverage varies by carrier, trade and state. Check your policy wording for details.
How it works
Coverage in three steps
01
Tell us about your business
Your trade, ZIP and a few basics. About two minutes.
02
Get an instant quote
Pick your limits, add your payroll and see your price on screen. No callback, no waiting.
03
Sign and get your certificate
E-sign online, pay in full or finance, and get your certificate same-day. Ready for GCs, clients and permits.
Social proof
Trusted by contractors who
can't afford to lose a job
Pricing transparency
Clear pricing. No surprises
Choose limits from $100K to $1M per occurrence. Pay in full or finance with 25% down. Your price is based on your trade, payroll and limits, with nothing hidden.
Your price in
three simple steps
Answer a few questions about your business and see your price on screen. No calls, no obligation.
FAQ
What contractors ask us most
If you work on someone else’s property, almost certainly. Most clients, general contractors and property managers ask for a certificate before you start, and many licenses require proof of coverage.
Usually the same day. Once you sign and pay online, your certificate is issued by email, ready to send to a GC, client or permit office.
It depends on your trade and the carrier. Tell us about your subs when you quote and we’ll show you what’s covered before you buy.
Protect your work. Protect your business.
General liability built for the trades, quoted in minutes.
Free instant quote.